“Will they be able to go to college?”
Their future.Funded.
A modern 529 college savings account, built for parents. Open it in 5 minutes. Contribute on autopilot.
See how much you could save.
Hypothetical illustration assuming a 6.3% average annual return at risk score 6 of 10. Projected values are net of program fees. Not a guarantee of future results. See disclosures.
Start a fundWherever you are,
there's a path.
Compounding fact: Starting at birth vs. age 10 can double the final balance. The cheapest dollar you'll contribute is the one you put in this week.
529 basicsA 529 isn't a number.
It's a future.
The diploma.
The day they walk across that stage, debt-free — because you started early.
Every birthday compounds.
Grandparents, godparents, family. One private gift link, every contribution lands in the fund.
Built for generations.
The people who love them most can be part of it. The platform makes it easy.
The numbers
are brutal.
Tuition climbs.
Roughly 5% per year — outpacing wages and savings.
Most parents wait.
Starting at birth versus age 10 can double the final balance.
Aid won't catch up.
Need-based aid covers less than parents expect. Saving early is the reliable lever.
Open. Automate. Invite.
Five minutes. Five fields.
Skip the 100-page Program Description. We ask what we need, when we need it.
Set it once. Forget it.
$25 to $2,500/mo. Recurring on your day. Pause or change anytime.
Grandma in one tap.
Share a private gift link. Every contribution goes straight to the fund.
Real money.
Real futures.
Saved by Kiddo Capital families this month
Kids with futures funded
States with tax benefits claimed
Parent rating out of 5
They started.
So can you.
"We started with $50/mo when Mia was born. She's 6 now and we have $4,800 saved. The grandparent gift link is the killer feature."
"I'd meant to start a 529 for two years. Opened mine on a Tuesday morning before my son woke up. He's at $1,200 from grandparents alone."
"I switched from a regular savings account. The state tax deduction alone paid for our holiday flights. Had no idea."
Looking for answers?FAQs can help.
Still deciding if we're right for you? Read our 529 Whitepaper or learn more at the help center.
Kiddo Capital is built on a multi-state 529 platform. When you open an account, we route you to the plan that gives you the best combination of federal benefit and any state-level deduction or credit you qualify for. You don't have to think about it.
The best day was
the day they were born.The second best day is today.
Five minutes. Five fields. One account in your kiddo's name.
Start their fund